Name: Jesse Armstrong Talks About The Real-Life Families That Inspired "Succession"
Uploaded: 2018-05-22T21:17:32Z
Duration: P50S
Description: Series creator Jesse Armstrong goes into the powerful familes of media that inspired the Roy family empire in HBO's new series, "Succession."

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The majority of people are willing to take a lower paying job if it means having better healthcare and benefits, <a data-i13n="cpos:1;pos:1" href="https://www.voya.com/news/2024/09/new-voya-research-finds-three-quarters-working-americans-prioritize-health-benefits">a survey from Voya Financial found</a>. Voya Financial's vice president of supplemental products, Christin Kuretich, joins Wealth! to break down the findings of the report and what they mean.
"To think that someone would actually value their healthcare and benefits over a salary is a pretty big deal, and what I think this says to me is that people are feeling the squeeze more than ever in being able to mitigate those healthcare costs when health events happen and so salary is important, but having coverage for an unexpected health event is even more important," Kuretich tells the Wealth! team.
For people considering what benefits plan is right for them, Kuretich recommends making use of the tools commonly offered by enrollment platforms. "What's really great now is more and more of these benefit enrollment platforms are featuring things called decision support tools ... so that can take into account your income, your dependents, even your prior year healthcare spend in some cases, and then make a recommendation. I would encourage people to use those if that's part of your benefit enrollment. There's the option to skip, but maybe give it a whirl and go through it and see what the algorithm will recommend for you because it may bring to light some benefits that really weren't on your radar that could be best for you and your family."
To watch more expert insights and analysis on the latest market action, check out more Wealth<a data-i13n="cpos:2;pos:1" href="https://finance.yahoo.com/videos/series/wealth/"> here</a>.
This post was written by Naomi Buchanan.

The majority of people are willing to take a lower paying job if it means having better healthcare and benefits, a survey from Voya Financial found. Voya Financial's vice president of supplemental products, Christin Kuretich, joins Wealth! to break down the findings of the report and what they mean. "To think that someone would actually value their healthcare and benefits over a salary is a pretty big deal, and what I think this says to me is that people are feeling the squeeze more than ever in being able to mitigate those healthcare costs when health events happen and so salary is important, but having coverage for an unexpected health event is even more important," Kuretich tells the Wealth! team. For people considering what benefits plan is right for them, Kuretich recommends making use of the tools commonly offered by enrollment platforms. "What's really great now is more and more of these benefit enrollment platforms are featuring things called decision support tools ... so that can take into account your income, your dependents, even your prior year healthcare spend in some cases, and then make a recommendation. I would encourage people to use those if that's part of your benefit enrollment. There's the option to skip, but maybe give it a whirl and go through it and see what the algorithm will recommend for you because it may bring to light some benefits that really weren't on your radar that could be best for you and your family." To watch more expert insights and analysis on the latest market action, check out more Wealth here. This post was written by Naomi Buchanan.

Is it worth taking a pay cut for better benefits? Most say yes.

Many companies have different classes for its common stock, and Berkshire Hathaway is one of them.
Wealth host Brad Smith explains how class A (<a data-i13n="cpos:1;pos:1" href="https://finance.yahoo.com/quote/BRK-A">BRK-A</a>) shares and class B (<a data-i13n="cpos:2;pos:1" href="https://finance.yahoo.com/quote/BRK-B">BRK-B</a>) shares differ and what<a data-i13n="cpos:3;pos:1" href="https://finance.yahoo.com/video/invest-buffet-grow-circle-competence-182245696.html"> those looking to invest like Warren Buffett</a> can glean.
Catch Yahoo Finance's latest explainer that differentiates between Alphabet's (<a data-i13n="cpos:4;pos:1" href="https://finance.yahoo.com/quote/GOOG">GOOG</a>, <a data-i13n="cpos:5;pos:1" href="https://finance.yahoo.com/quote/GOOGL">GOOGL</a>) <a data-i13n="cpos:6;pos:1" href="https://finance.yahoo.com/video/goog-vs-googl-whats-difference-170854574.htmld">two share classes.</a>
To watch more expert insights and analysis on the latest market action, check out more Wealth<a data-i13n="cpos:7;pos:1" href="https://finance.yahoo.com/videos/series/wealth/"> here</a>.
This post was written by Naomi Buchanan.

Many companies have different classes for its common stock, and Berkshire Hathaway is one of them. Wealth host Brad Smith explains how class A (BRK-A) shares and class B (BRK-B) shares differ and what those looking to invest like Warren Buffett can glean. Catch Yahoo Finance's latest explainer that differentiates between Alphabet's (GOOG, GOOGL) two share classes. To watch more expert insights and analysis on the latest market action, check out more Wealth here. This post was written by Naomi Buchanan.

Berkshire Hathaway share classes: Differences between BRK-A, BRK-B

The IRS (Internal Revenue Service) has <a data-i13n="cpos:1;pos:1" href="https://www.irs.gov/newsroom/401k-limit-increases-to-23500-for-2025-ira-limit-remains-7000">made adjustments</a> for the amounts taxpayers can put away for retirement. Starting on Jan 1, 2025, most workers can put an additional $500 per year towards retirement, increasing the annual contribution limit for those with 401(k), 403(b), government 457 plans, and the federal government's Thrift Savings Plan has gone up to $23,500 from $23,000. 
Wealth host <a data-i13n="cpos:2;pos:1" href="https://www.yahoo.com/author/bradley-smith/">Brad Smith</a> details the new contribution limits.
To watch more expert insights and analysis on the latest market action, check out more Wealth <a data-i13n="cpos:3;pos:1" href="https://finance.yahoo.com/videos/series/wealth/">here</a>.
This post was written by Kevin Hall

The IRS (Internal Revenue Service) has made adjustments for the amounts taxpayers can put away for retirement. Starting on Jan 1, 2025, most workers can put an additional $500 per year towards retirement, increasing the annual contribution limit for those with 401(k), 403(b), government 457 plans, and the federal government's Thrift Savings Plan has gone up to $23,500 from $23,000.&nbsp; Wealth host Brad Smith details the new contribution limits. To watch more expert insights and analysis on the latest market action, check out more Wealth here. This post was written by Kevin Hall

IRS raises 401(k), retirement contribution limits for 2025

US equity funds saw their biggest weekly outflows in over a month last week, totaling $5.83 billion, as Wall Street contends with market volatility and has begun pricing in the Federal Reserve's next interest rate decision to come later this week.
Investors are watching a variety of stocks linked to the respective Trump and Harris trades ahead of Election Day this Tuesday.
Southwest Airlines (<a data-i13n="cpos:1;pos:1" href="https://finance.yahoo.com/quote/LUV">LUV</a>) names Rakesh Gangwal as its new board chair.
Yahoo Finance special reporter <a data-i13n="cpos:2;pos:1" href="https://www.yahoo.com/author/rachelle-akuffo?.tsrc=fin-srch">Rachelle Akuffo</a> recaps several of the biggest market stories this morning.
To watch more expert insights and analysis on the latest market action, check out more Wealth <a data-i13n="cpos:3;pos:1" href="https://finance.yahoo.com/videos/series/wealth/">here</a>.
This post was written by <a data-i13n="cpos:4;pos:1" href="https://www.yahoo.com/author/luke-carberry-mogan/">Luke Carberry Mogan</a>.

US equity funds saw their biggest weekly outflows in over a month last week, totaling $5.83 billion, as Wall Street contends with market volatility and has begun pricing in the Federal Reserve's next interest rate decision to come later this week. Investors are watching a variety of stocks linked to the respective Trump and Harris trades ahead of Election Day this Tuesday. Southwest Airlines (LUV) names Rakesh Gangwal as its new board chair. Yahoo Finance special reporter Rachelle Akuffo recaps several of the biggest market stories this morning. To watch more expert insights and analysis on the latest market action, check out more Wealth&nbsp;here. This post was written by Luke Carberry Mogan.

Equity funds, Trump vs. Harris trade, Southwest: Top Stories

November has two market dynamics overlapping this year — market volatility attributed to <a data-i13n="cpos:1;pos:1" href="https://finance.yahoo.com/news/what-happens-on-the-other-side-of-election-uncertainty-160609937.html">pre-election jitters and seasonality drivers</a>. Yahoo Finance markets and data editor <a data-i13n="cpos:2;pos:1" href="https://www.yahoo.com/author/jared-blikre/">Jared Blikre</a> explains why November is a key month for equities (<a data-i13n="cpos:3;pos:1" href="https://finance.yahoo.com/quote/%5EDJI?p=%5EDJI&.tsrc=fin-srch">^DJI</a>, <a data-i13n="cpos:4;pos:1" href="https://finance.yahoo.com/quote/%5EIXIC?p=%5EIXIC&.tsrc=fin-srch">^IXIC</a>, <a data-i13n="cpos:5;pos:1" href="https://finance.yahoo.com/quote/%5EGSPC?p=%5EGSPC&.tsrc=fin-srch">^GSPC</a>) as markets enter into what is historically a bountiful period for stocks, the six-month span from November to April.
Blikre outlines the seasonality and pre-election volatility influencing markets this November, referencing Carson Group <a data-i13n="cpos:6;pos:1" href="https://finance.yahoo.com/video/bull-market-room-run-despite-195809265.html">chief market strategist Ryan Detrick's comments</a> on what investors could see over the coming months into 2025.
To watch more expert insights and analysis on the latest market action, check out more Wealth <a data-i13n="cpos:7;pos:1" href="https://finance.yahoo.com/videos/series/wealth/">here</a>.
This post was written by <a data-i13n="cpos:8;pos:1" href="https://www.yahoo.com/author/luke-carberry-mogan/">Luke Carberry Mogan</a>.

November has two market dynamics overlapping this year — market volatility attributed to pre-election jitters and seasonality drivers. Yahoo Finance markets and data editor Jared Blikre explains why November is a key month for equities (^DJI, ^IXIC, ^GSPC) as markets enter into what is historically a bountiful period for stocks, the six-month span from November to April. Blikre outlines the seasonality and pre-election volatility influencing markets this November, referencing Carson Group chief market strategist Ryan Detrick's comments on what investors could see over the coming months into 2025. To watch more expert insights and analysis on the latest market action, check out more Wealth&nbsp;here. This post was written by Luke Carberry Mogan.

Market seasonality: Why is November such a big month for stocks?

Yahoo Sports senior MLB analyst Jordan Shusterman and senior MLB analyst Jake Mintz talk about Gerrit Cole’s decision to opt out of the final 4 years of his contract, but say that the Yankees will likely void his opt out and he will remain a Yankee. Hear the full conversation on the “Baseball Bar-B-Cast” podcast - and subscribe on <a data-i13n="cpos:1;pos:1" href="https://podcasts.apple.com/us/podcast/baseball-bar-b-cast/id1646489931">Apple Podcasts</a>, <a data-i13n="cpos:2;pos:1" href="https://open.spotify.com/show/547IoA6qTC2kK8J7NpqVak">Spotify</a> or wherever you listen.

Yahoo Sports senior MLB analyst Jordan Shusterman and senior MLB analyst Jake Mintz talk about Gerrit Cole’s decision to opt out of the final 4 years of his contract, but say that the Yankees will likely void his opt out and he will remain a Yankee. Hear the full conversation on the “Baseball Bar-B-Cast” podcast - and subscribe on&nbsp;Apple Podcasts,&nbsp;Spotify&nbsp;or wherever you listen.

Will the Yankees let Gerrit Cole walk after Cole opts out of contract? | Baseball Bar-B-Cast

First-time homebuyers fell to a historic low, representing only 24% of sales, according to recent National Association of Realtors (NAR) data. NAR deputy chief economist and vice president of research Jessica Lautz joins <a data-i13n="cpos:1;pos:1" href="https://www.yahoo.com/author/bradley-smith/">Brad Smith</a> on Wealth! to discuss the finding and what they say about the housing market.
"It's really striking this year [that] not only did we see that first-time homebuyers dropped to a historical low that we have not seen in our data set back to 1981, but they're also at an all-time high for age. That means they're saving for a longer period of time. There [is] now a median age of 38 years old ... [and] we also know they have higher incomes," Lautz tells the Wealth! team.
She adds, "As we move forward, I think we're looking at a better picture. Interest rates have come down. There's slightly more inventory in the market. Builders are starting to build again. All of these things could be encouraging for first-time homebuyers coming back, but this [data is] very bleak."
Watch the video above for more insights about first-time homebuying activity and the housing market at large.
To watch more expert insights and analysis on the latest market action, check out more Wealth<a data-i13n="cpos:2;pos:1" href="https://finance.yahoo.com/videos/series/wealth/"> here</a>.
This post was written by Naomi Buchanan.

First-time homebuyers fell to a historic low, representing only 24% of sales, according to recent National Association of Realtors (NAR) data. NAR deputy chief economist and vice president of research Jessica Lautz joins Brad Smith on Wealth! to discuss the finding and what they say about the housing market. "It's really striking this year [that] not only did we see that first-time homebuyers dropped to a historical low that we have not seen in our data set back to 1981, but they're also at an all-time high for age. That means they're saving for a longer period of time. There [is] now a median age of 38 years old ... [and] we also know they have higher incomes," Lautz tells the Wealth! team. She adds, "As we move forward, I think we're looking at a better picture. Interest rates have come down. There's slightly more inventory in the market. Builders are starting to build again. All of these things could be encouraging for first-time homebuyers coming back, but this [data is] very bleak." Watch the video above for more insights about first-time homebuying activity and the housing market at large. To watch more expert insights and analysis on the latest market action, check out more Wealth here. This post was written by Naomi Buchanan.

First-time homebuyers' market share drops to historic low: NAR

Election Day is almost here with US party candidates Vice President Kamala Harris (D) and former President Donald Trump (R) to face. As investors<a data-i13n="cpos:1;pos:1" href="https://finance.yahoo.com/news/2024-election-top-portfolio-plays-for-a-trump-or-harris-victory-171809111.html"> adapt their portfolios </a>in defense of pre-election market volatility, Wall Street is listen ing more broadly as to how <a data-i13n="cpos:2;pos:1" href="https://finance.yahoo.com/video/harris-defends-chips-act-ahead-170737793.html">either candidates' policies</a> could impact the US economy.
Yahoo Finance anchor <a data-i13n="cpos:3;pos:1" href="https://www.yahoo.com/author/josh-lipton/">Josh Lipton</a> joins <a data-i13n="cpos:4;pos:1" href="https://www.yahoo.com/author/bradley-smith/">Brad Smith</a> on Wealth to give insights into how either nominee's policy and spending proposals <a data-i13n="cpos:5;pos:1" href="https://finance.yahoo.com/video/2024-election-markets-viewing-fiscal-220000322.html">could shape the US fiscal deficit</a> and national debt.
Roth Capital Partners chief economist and macro strategist <a data-i13n="cpos:6;pos:1" href="https://finance.yahoo.com/video/2024-election-markets-viewing-fiscal-220000322.html">Michael Darda joined Yahoo Finance last week</a> to share his own fiscal policy outlook ahead of November 5's presidential election.
To watch more expert insights and analysis on the latest market action, check out more Wealth <a data-i13n="cpos:7;pos:1" href="https://finance.yahoo.com/videos/series/wealth/">here</a>.
This post was written by <a data-i13n="cpos:8;pos:1" href="https://www.yahoo.com/author/luke-carberry-mogan/">Luke Carberry Mogan</a>.

Election Day is almost here with US party candidates Vice President Kamala Harris (D) and former President Donald Trump (R) to face. As investors adapt their portfolios in defense of pre-election market volatility, Wall Street is listen ing more broadly as to how either candidates' policies could impact the US economy. Yahoo Finance anchor Josh Lipton joins Brad Smith on Wealth to give insights into how either nominee's policy and spending proposals could shape the US fiscal deficit and national debt. Roth Capital Partners chief economist and macro strategist Michael Darda joined Yahoo Finance last week to share his own fiscal policy outlook ahead of November 5's presidential election. To watch more expert insights and analysis on the latest market action, check out more Wealth&nbsp;here. This post was written by Luke Carberry Mogan.

US has a fiscal deficit problem regardless of who gets elected

Fox Corporation (<a data-i13n="cpos:1;pos:1" href="https://finance.yahoo.com/quote/FOX">FOX</a>, <a data-i13n="cpos:2;pos:1" href="https://finance.yahoo.com/quote/FOXA">FOXA</a>) shares swung to a record high Monday morning after the company outperformed against Wall Street's fiscal first quarter estimates. The media giant experienced an 11% increase year-over-year in advertising revenue, with a surge in political advertising in the lead-up to tomorrow's US presidential election, further bolstered as the channel is hosting the Super Bowl.
Yahoo Finance's <a data-i13n="cpos:3;pos:1" href="https://www.yahoo.com/author/madison-mills/">Madison Mills</a> joins <a data-i13n="cpos:4;pos:1" href="https://www.yahoo.com/author/bradley-smith/">Brad Smith</a> on Wealth to help break down the numbers.
To watch more expert insights and analysis on the latest market action, check out more Wealth <a data-i13n="cpos:5;pos:1" href="https://finance.yahoo.com/videos/series/wealth/">here</a>.
This post was written by Kevin Hall

Fox Corporation (FOX, FOXA) shares swung to a record high Monday morning after the company outperformed against Wall Street's fiscal first quarter estimates. The media giant experienced an 11% increase year-over-year in advertising revenue, with a surge in political advertising in the lead-up to tomorrow's US presidential election, further bolstered as the channel is hosting the Super Bowl. Yahoo Finance's Madison Mills joins Brad Smith on Wealth to help break down the numbers. To watch more expert insights and analysis on the latest market action, check out more Wealth here. This post was written by Kevin Hall

Fox sees record political ad profits in Q1, stock rises

Yahoo Sports' Jason Fitz reacts to the decision by New Orleans to fire its head coach after a 2-7 start to the season - and the looming decision that needs to be made about Derek Carr.

Yahoo Sports' Jason Fitz reacts to the decision by New Orleans to fire its head coach after a 2-7 start to the season - and the looming decision that needs to be made about Derek Carr.

Allen firing shows Saints are still searching for next Payton-Brees duo

Jack

Series creator Jesse Armstrong goes into the powerful familes of media that inspired the Roy family empire in HBO's new series, "Succession."

Jesse Armstrong Talks About The Real-Life Families That Inspired "Succession"

Yahoo自家製

出租大叔》的「嗱喳」陸駿光演過大台細台過百小角色，直至遇上《流水落花》飾演Sammi老公，事業從此不一樣。至愛狗狗離開，再加一趟突如其來的旅遊，令「嗱喳」察覺過去廿幾年追逐好角色好機會的不快樂，是時候要一個了斷，「夠了！」擁抱怕樂才是「嗱喳」的人生下一幕。

出租大叔》的「嗱喳」陸駿光演過大台細台過百小角色，直至遇上《流水落花》飾演Sammi老公，事業從此不一樣。至愛狗狗離開，再加一趟突如其來的旅遊，令「嗱喳」察覺過去廿幾年追逐好角色好機會的不快樂，是時候要一個了斷，「夠了！」擁抱怕樂才是「嗱喳」的人生下一幕。

【娛樂訪談】《出租大叔》陸駿光：懷才不遇？廿幾年唔開心⋯夠了！

《施政報告》進一步放寬按揭成數，從今天起，不論任何樓價，不論買樓作出租還是自住，按揭條款都看齊。逆周期措施時光倒流至2009年之前，實際上政府將貸款風險轉嫁到銀行體系。因為買家可以通過操作，合規地將供款佔收入的比例提高到50%以上，同時仍可以順利獲得銀行貸款，這樣的情況會否很危險？
根據最新政策，即日起，3,000萬元以上的物業可借取70%按揭，不論是個人購買，或以公司名義購買，自住或出租皆可適用。之前最高可借60%按揭，供款佔收入上限最高為40%，現在最高可借70%，供款佔收入上限改為50%。總之，各項條件都與普通自住買家一致。
放寬按揭成數是因為單靠內需未必能支持本地樓市，因此必須推動投資需求。放寬按揭前，一個45平方米的中小型住宅，樓價538萬元，買樓出租最多可借取60%按揭，需要支付40%的首期，相當於215.2萬元。
但在放寬按揭之後，因為可以按照自住物業的70%按揭比例，首期便減少到161.4萬元，貸款提升至376.6萬元。以目前最新的息口3.875厘計算，每月供款17,710元，若依供款佔收入一半的審批準則，收入35,420元即可過關。
對於收租投資者而言，購買出租物業所需的首期會因按揭成數的放寬而減少。實際上，這次政府將按揭成數放寬至與自住買家相同的水平，只要善用其他政策，足以讓收租買家在合規情況下減少收入要求來買樓。
金管局在今年六月宣布，若按揭借款人有租金收入證明，可以把投資物業的租金收入總額至少作20%扣減。簡單來說，就是金管局允許收租買家把物業的租金收入打八折後，計算作部分收入。
換言之，對於一個樓價538萬元的單位，原本需要35,420元的收入支持，但金管局允許將租金收入計算作收入部分，按現時同等面積單位租值18,270元計算，如果是連租約買入，可以將租值的80%計算入收入，即14,616元可被計入收入。
因此，當收租買家購買一個538萬元的物業，因為已有14,616元租金收入，意味只需持有20,804元的收入，便可以借貸購買該物業。以每月供款17,710元計算，單純對照借款人的收入，供款佔收入比率會一下子提升至85%。
當供款佔收入比率可以提升至如此水平，政府通過放寬政策來鼓勵投資者，實際上是將風險轉嫁至銀行體系。銀行是否貫徹執行相關政策，將是政策成敗的關鍵因素之一，而更重要的一點，當然是投資者的心態以及大家對未來前景的看法。

《施政報告》進一步放寬按揭成數，從今天起，不論任何樓價，不論買樓作出租還是自住，按揭條款都看齊。逆周期措施時光倒流至2009年之前，實際上政府將貸款風險轉嫁到銀行體系。因為買家可以通過操作，合規地將供款佔收入的比例提高到50%以上，同時仍可以順利獲得銀行貸款，這樣的情況會否很危險？ 根據最新政策，即日起，3,000萬元以上的物業可借取70%按揭，不論是個人購買，或以公司名義購買，自住或出租皆可適用。之前最高可借60%按揭，供款佔收入上限最高為40%，現在最高可借70%，供款佔收入上限改為50%。總之，各項條件都與普通自住買家一致。 放寬按揭成數是因為單靠內需未必能支持本地樓市，因此必須推動投資需求。放寬按揭前，一個45平方米的中小型住宅，樓價538萬元，買樓出租最多可借取60%按揭，需要支付40%的首期，相當於215.2萬元。 但在放寬按揭之後，因為可以按照自住物業的70%按揭比例，首期便減少到161.4萬元，貸款提升至376.6萬元。以目前最新的息口3.875厘計算，每月供款17,710元，若依供款佔收入一半的審批準則，收入35,420元即可過關。 對於收租投資者而言，購買出租物業所需的首期會因按揭成數的放寬而減少。實際上，這次政府將按揭成數放寬至與自住買家相同的水平，只要善用其他政策，足以讓收租買家在合規情況下減少收入要求來買樓。 金管局在今年六月宣布，若按揭借款人有租金收入證明，可以把投資物業的租金收入總額至少作20%扣減。簡單來說，就是金管局允許收租買家把物業的租金收入打八折後，計算作部分收入。 換言之，對於一個樓價538萬元的單位，原本需要35,420元的收入支持，但金管局允許將租金收入計算作收入部分，按現時同等面積單位租值18,270元計算，如果是連租約買入，可以將租值的80%計算入收入，即14,616元可被計入收入。 因此，當收租買家購買一個538萬元的物業，因為已有14,616元租金收入，意味只需持有20,804元的收入，便可以借貸購買該物業。以每月供款17,710元計算，單純對照借款人的收入，供款佔收入比率會一下子提升至85%。 當供款佔收入比率可以提升至如此水平，政府通過放寬政策來鼓勵投資者，實際上是將風險轉嫁至銀行體系。銀行是否貫徹執行相關政策，將是政策成敗的關鍵因素之一，而更重要的一點，當然是投資者的心態以及大家對未來前景的看法。

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【娛樂訪問】《出租大叔》陸駿光 由肌肉、脫髮到男性表現講起⋯

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提到Fujifilm，一般人可能會聯想到相機、菲林等等，但其實集團亦有推出採用人工智能的專業方案，積極協助企業數碼轉型，尤其是在疫情需求更加殷切。今集《財經大人物》邀請到Fujifilm Business Innovation Hong Kong董事總經理陳偉明，分享公司在成立六十年以來，如何協助企業邁向數碼轉型之路。

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不經不覺離開TVB三年，十六歲參加超級巨星入行的何雁詩，第一份工就係大台，拍戲做主持甚至同人相處，全部來自將軍澳，雖則感恩但Stephanie自爆拍劇大概三個月，每日瞓兩三個鐘，作為新手媽咪Stephanie竟笑言真係「辛苦過湊仔」，所以花旦小生呢啖飯，真係唔易食㗎。

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